All it takes for the average New Yorker to buy a city home is a dream and 100 or more years of saving, according to a new real estate analysis.

The average New Yorker would need to save for 122 years to buy a Greenwich Village house, 104 years to buy a Midtown condo and 44 years to buy a coop in SoHo, according to a PropertyClub analysis released Monday.

"Homeownership is one of those classic American dreams," the analysis reads. "Though in recent years it's become just that — a dream."

ProportyClub's analysts crunched the numbers to find out how long it would take a household earning $64,000 a year — the city's median income in 2018 — to save up for a 20 percent down payment for a house, condo and coop.

While Manhattan took first place with its 122 wait for the Greenwich Village house, Brooklyn claimed four of the top five spots with a 116 years to save for a Brooklyn Heights house, 83 years saving for a Cobble Hill house, 63 years saving for a Park Slope house and 57 years waiting for a Boerum Hill House.