From the Daily News:
Homeowners desperately trying to keep their houses have a new scam to worry about: unscrupulous "foreclosure consultants."
Blossom and Francis Joseph of the Bronx say they're victims of one.
When Blossom lost her job and the couple fell behind on their mortgage, she saw a TV ad for a "foreclosure consultant" promising to lower their monthly payments.
She called the American Modification Agency of Long Island and paid them $3,190. American Modification then did nothing, they say, and the couple wound up in foreclosure anyway.