Friday, December 21, 2012
Who knew you could do that?
From the Daily News:
Broad Channel homeowner Joan Delahunt, still reeling from the impact of Hurricane Irene, was working on a plan to raise the level of her flood-prone home when Superstorm Sandy struck.
“The [insurance] adjuster called me the week before Sandy hit,” said Delahunt, a musician and teacher, whose home was wrecked beyond repair from the October storm. “I had most of the paperwork I needed.”
Homeowners like Delahunt can get financial help to raise the level of their homes under a little-known provision in their flood insurance.
Local civic leaders are calling on the city to help streamline the process so more Broad Channel property owners can increase the elevation of homes and stave off future flood devastation.
“After Sandy, during the clean-ups, I ran into a lot of people who said they are going to raise their homes,” said Dan Mundy Jr., president of the Broad Channel Civic Association. “But it’s a stress on their resources. More people would do it if they knew about this program.”
Mundy said property owners who file Increased Cost of Compliance claims through the National Flood Insurance Program can receive up to $30,000 to help raise structures above the flood elevation level.
In order to qualify, homeowners must have sustained “substantial” damage. It’s a standard that, sadly, won’t be difficult for many homeowners to reach.