On Oct. 25, Shing Lee deposited a $30,000 check from her HSBC account to a Maspeth Federal Savings Bank branch next to her store, Party Solver, at Metropolitan Ave. and 70th Drive.
Maspeth Federal insists it was just following protocol by telling Lee that she had to wait 30 days after the check cleared before she could withdraw funds - on Nov. 28, or Black Friday.
"It delayed my progress, and I had to rush for the opening," said Lee, who filed a complaint on Nov. 11 with the federal Office of Thrift Supervision, an agency within the Treasury Department that regulates savings banks.
Janet Frank, a spokeswoman for the agency, declined to address Lee's specific gripes for privacy reasons. But she referred the Daily News to Federal Reserve Board guidelines that suggest Lee's deposit should have been available within a "reasonable period" of no more than nine business days.
Owner of a party supply store denied funds
Maspeth Federal Savings: They treat you like family.