Saturday, September 12, 2009

It could happen to you

From Fox 5:

A Brooklyn woman says that her credit and her life have been ruined all because of a case of mistaken identity.

Rachel Lindor says her financial life began to unravel in 2006 when she discovered that a default judgment had been entered against her because someone named "Raqul Lindor" owed thousands of dollars.

She thought that she could clear up the mess by explaining to the creditors and the collection agency that she was not "Raqul" -- but no one believed her.

She lost her financial aid at Penn State and had to drop out of school. The mess triggered a chain of events that have cost her an education and her financial well-being.

1 comment:

Anonymous said...

Here is a story that explains exactly how and why debt collectors don't care who you are:

I worked with a women who had her money seized because a different women with a different age, social security number and date of birth but the same common surname owed money. It took a court case for her to get her money back.

Because she was a poorly-paid clerk in a non-profit she was lucky not to be thrown onto the street while she straightened things out. Fortunately, family intervened.